Andy Krumholz, Keller Williams Reston “For most buyers the mortgage marketplace has not impacted their ability to obtain financing. The loan underwriters remain conservative in their analysis and are requiring more documentation from the borrowers then ever before. This often will elongate the loan approval process a bit, but typically does not hinder the borrowers ability to obtain financing. Borrowers need to be prepared to respond quickly to lenders questions and provide comprehensive information when asked.”